What’s the Point of a ‘Bank’ in Modern Money Systems?

Imagine a bank as a magical piggy bank that helps people share their money. When you save your allowance in the bank, it can lend that money to someone else who needs it to buy something big, like a toy or even a house! This way, more people can use money at the same time, and everyone benefits.

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Examples

  1. A bank helps a little kid save allowance so they can buy a bigger toy later.
  2. When your parents borrow money from the bank to buy a house, you get a new neighbor.
  3. Banks let people share their savings with others who need it more.

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