How does wealth grow when you save and invest?

Wealth grows when you save and invest because your money works hard for you over time.

Imagine you have a piggy bank, that's like saving. Every time you get extra coins, you put them in the piggy bank. But if you just leave them there forever, they don’t do much else. Now imagine instead of leaving them in the piggy bank, you give them to your friend Benny, who has a special tree that grows more fruit every year. That's like investing.

When you save money, it’s like planting seeds in a garden, you're putting something aside for later. But when you invest, you’re giving those seeds to someone (or something) who can help them grow faster.

If you keep saving and investing little by little over time, your money can turn into a big pile of coins, just like how a small plant can become a tall tree if it gets enough water and sunlight every day.

So instead of waiting for the piggy bank to fill up all at once, you let your money grow slowly but steadily, like a garden that keeps getting better each year.